|
Frequently Asked Questions:
F.A.Q’s Section
Most Popular Questions:
How much can I spend on a vehicle with my income?
All the banks and finance institutions have different lending guidelines. The standard practice is to loan between 15-18 percent of your household monthly income on a car payment. Example: $3500 Household income = $525 to $630 per month payment, which would finance approximately $28000-$35000, depending on the final APR. (Apply Now)
What if I have a car to sell or TRADE-IN?
All trade-ins are welcome. Just bring your car with you at the time of purchase and the credit team will professionally appraise your vehicle and work the values and pay off into the loan agreement. (Apply Now)
What if I have good credit or bad credit?
Herzog-Meier Credit Center is a competitive tool designed for people with good and bad credit to speed up the process saving you time during the loan application. We have programs to fit all credit ratings. We have APR starting as low as 5.99 percent and up, O.A.C. (Apply Now)
Do I have to have a Down Payment?
A down payment helps lower the payments, but we do have $0 down payment options available with the right terms and conditions. (Apply Now)
How many cars do I get to choose from?
We at Herzog-Meier Credit Center keep hundreds of luxury cars in stock in our company. In addition we can search the region for a car that you might desire that we don’t have in stock. You just have to tell us what you want and we will start the process. (Apply Now)
Can I only buy a luxury used car or can I also buy new?
Yes, there are also loan programs available for new vehicles. (Apply Now)
Can I only have a loan or can I lease with credit challenges?
A lease does take better than normal credit but we do have leasing programs to work with. (Apply Now)
Can I buy more than one luxury car, one for myself and one for my spouse?
Yes, if you have the household income to support two payments, we can provide luxury loans on more than one vehicle. (Apply Now)
Can a Co-signer help me with my loan options?
Yes, there are some banks that will allow us to rate the loan on the applicants that has the best credit. (Apply Now) |
|
|
|
